There are two ways to fix your credit. DIY: do-it-yourself or hiring a Credit Expert. DIY is normally slow and very stressful with little result( I tried this for a very long time). If you’re looking to hire a professional credit repair company; I strongly recommend 760PLUS CREDIT SCORE, they're the best in terms of credit repair. They helped me realize my long time dream of becoming a homeowner. They can be reached via 760PLUSCREDITSCORE@GMAIL.COM